Example: a single filer in California, $120,000 of taxable income, $50,000 of cash. Change the boxes to your own numbers.

After deductions, pensions included; a rough figure is fine

Filing status
Have the fund’s year-end tax statement? Type its U.S. government percentageNow: empty, so this site’s estimate from the fund’s holdings is used

Leave empty to use this site’s estimate from the fund’s holdings

Example result

VMFXX after federal and California tax

2.85%

$1,427 a year kept on $1,940 of dividends

Dividends before tax$1,940
Federal tax at 24.0%−$466
State tax at 9.30% $1,426 of the $1,940 is free of California tax−$48
74%
24%
Kept 74%
Federal 24%
State 2%

VUSXX after federal and California tax

2.96%

$1,478 a year kept on $1,945 of dividends

VUSXX leaves $51 more a year than VMFXX.

Yield reported by the fund for October 30, 2026; yields change daily. Estimate, not tax or investment advice. Nothing you type leaves your browser. How it is computed

Money Fund Yields · yields as filed for October 29 or October 30, 2026 · independent tool, not a government service, not investment advice